Most of the providers in our office are in-network participating providers with Cigna insurance plans. This means that we submit claims to Cigna, and receive reimbursement directly for covered services according to the terms of your benefits plan.
It also means that we accept whatever fee reduction/discount Cigna may impose, according to the terms of our provider contracts. You are not balance-billed for the difference between our usual fee, and the reduced fee allowed by Cigna. You are financially responsible for any co-payments/co-insurance, deductibles, and non-covered services.
Because Cigna may require a referral or preauthorization for certain services, you should check with your plan administrator or call the Customer Service number on the back of your insurance card to see if a referral or preauthorization is necessary before to your first appointment.